Terms of Service

Version 2.0 · Last updated October 8, 2026

These Terms of Service ("Terms") govern your use of the website at bvjconsulting.com and its free tools (the "Site"), the BVJ Portal at app.bvjconsulting.com (the "Portal"), and the fixed-fee services you purchase from us (the "Packages"). The Site, the Portal and the Packages are together the "Services". The Services are provided by BVJ Consulting ("BVJ," "we," "us" or "our"), 2 Embarcadero Center, San Francisco, California 94111.

By using the Services, or by checking the box or clicking "I agree" when that option is presented to you, you agree to these Terms on behalf of yourself and, if you use the Services for a company, on behalf of that company. You confirm that you have the authority to bind it. In these Terms, "you" means you and that company. You must be at least 18 years old to use the Services. If you do not agree to these Terms, please do not use the Services.

BVJ is not a law firm. We provide legal operations services: organizing, administering and maintaining corporate records, cap tables, equity documents and data rooms, using standardized forms and third-party platforms. We do not provide legal, tax or accounting advice, and using the Services does not create an attorney-client relationship. Section 2 explains what this means.

1. What these Terms cover

1.1 Signed agreements come first. If you and BVJ have signed a separate agreement for a particular engagement (for example, a Professional Services Agreement and its order form), that agreement governs the engagement it covers, and these Terms govern everything else. If the two conflict, the signed agreement controls.

1.2 Additional terms. Some features may come with additional guidelines or terms shown when you use them, such as a description of what a Package includes. Those are part of these Terms.

2. No legal advice

2.1 What we do and do not do. BVJ performs operational and administrative work: completing standardized templates, coordinating filings through platforms such as Clerky, maintaining cap tables and data rooms, and coordinating with your lawyers, accountants and other advisors. We do not advise you on which legal structure, terms or course of action is right for your situation, and we do not draft bespoke legal documents.

2.2 Information, not advice. The Site's articles, guides, calculators, benchmarks and checklists, and any information, summary, finding or answer the Portal displays, are general information to help you organize your company's affairs. They are not legal, tax, accounting or investment advice, and they may not reflect the latest law or your specific facts. You should consult a licensed professional before acting on them.

2.3 No attorney-client relationship. Neither your use of the Services nor any communication with BVJ creates an attorney-client relationship, and communications with BVJ are not protected by attorney-client privilege. Where a question calls for legal advice, we will tell you so and, if you wish, introduce you to a lawyer, who is engaged by you directly.

3. Accounts

3.1 Invitation and company accounts. Portal accounts are created by invitation. Each company has its own workspace. The person who accepts the invitation to create a company's workspace confirms that they are authorized to act for that company, and may invite other people (for example, co-founders, officers or advisors) to it. You are responsible for who you invite and for the access you give them.

3.2 Accurate information. You agree to provide accurate and complete information when you register and to keep it current.

3.3 Account security. You are responsible for keeping your password and sign-in codes confidential and for all activity under your account. The Portal requires a second sign-in factor by email; do not share those codes. If you believe your account has been accessed without your authorization, notify us immediately at benjamin@bvjconsulting.com. We are not liable for losses caused by your failure to keep your credentials secure.

3.4 Closing your account. You may ask us to close your account at any time by writing to us. Section 5.6 explains what happens to your documents.

4. Access to the Services

4.1 License. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your own internal business purposes, and, for the Portal, for the purposes of the company workspace you were invited to.

4.2 Restrictions. You may not: (i) sell, resell, rent, lease, sublicense or commercially exploit the Services; (ii) modify, create derivative works from, disassemble, decompile or reverse-engineer any part of the Services; (iii) access the Services to build a similar or competing product; (iv) attempt to access another company's workspace or data, or probe, scan or test the vulnerability of the Services; (v) use automated means to access the Services, other than features we provide for that purpose; or (vi) copy, republish or redistribute the Site's content except as permitted by these Terms. Copyright and proprietary notices must be kept intact on any copies you are permitted to make.

4.3 Changes to the Services. We may modify, suspend or discontinue any part of the Services at any time. If we discontinue the Portal, we will give you reasonable notice and an opportunity to export your documents.

4.4 Ownership. BVJ and its suppliers own all intellectual property rights in the Services and their content, including the software, design, text, calculators and benchmarks. These Terms do not transfer any ownership to you. All rights not expressly granted are reserved.

4.5 Feedback. If you share feedback or suggestions about the Services, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use them for any purpose, without attribution. Please do not submit feedback you consider confidential.

5. Your documents and data

5.1 You own your content. The documents you upload to the Portal and the information you enter or connect to it (for example, through Google Drive) are "Customer Content." You and your company keep all rights in Customer Content.

5.2 What you allow us to do with it. You grant BVJ a limited license to host, store, copy, process, analyze, display and transmit Customer Content solely to provide the Services to you, to keep them secure, and to comply with law. This includes reading documents to extract their terms, building views such as your cap table and data room from them, and sending them to the service providers listed in our Privacy Policy that help us do so.

5.3 Your responsibility for what you upload. Corporate records usually contain information about other people: co-founders, stockholders, employees, advisors and investors. You confirm that you have the right to upload Customer Content and to have it processed as described in these Terms and our Privacy Policy, including any notices or consents the law requires. Please do not upload information the Services do not need, such as full Social Security numbers, unless a document you are required to keep contains it.

5.4 Confidentiality. We treat Customer Content as confidential. We do not sell it, we do not use it to market to anyone, and we do not disclose it except to our service providers bound by confidentiality and data protection obligations, to people you authorize, or where the law requires. Customer Content is kept separate for each company workspace.

5.5 AI features. The Portal uses artificial intelligence, provided by Anthropic, to read documents, extract their terms and answer questions about your records. AI output can be incomplete or wrong. Treat it as a starting point to check against the documents themselves, not as a conclusion, and not as legal advice. We do not use Customer Content to train AI models, and our AI provider processes it under commercial terms that do not permit it to train its models on that content.

5.6 Export and deletion. You may ask us at any time for a copy of your Customer Content. Customer Content remains in your workspace while your account is open and after it is closed, so that it is there if you return, until you ask us to delete it. When you ask, we delete it from the Portal within 30 days, except copies we must keep to comply with law and copies in backups, which are deleted on their normal schedule and are not otherwise used.

6. Packages, fees and refunds

6.1 Prices. Package prices are those shown on the Site or in your order at the time of purchase. Payments are processed by Stripe; we do not receive or store your full card details.

6.2 Third-party fees. Unless a Package states otherwise, fees charged by third parties, such as state filing fees, registered agent fees, valuation (409A) providers, outside counsel and tax advisors, are not included and are paid by you, directly or as a pass-through we agree with you in advance.

6.3 Refunds. You may cancel a Package for a full refund at any time before we start work on it. Once work has started, Package fees are non-refundable. Work starts when we begin performing the Package, for example by setting up your company on a formation platform or reviewing your documents, and we will tell you when it does.

6.4 Portal plans. Portal access may be offered free of charge for a trial or beta period, or as part of a Package, as described when it is offered. When a paid plan applies, it is billed in advance for the period shown, you may cancel at any time effective at the end of the current period, and fees already paid for that period are not refunded. We will tell you before a free period ends and before any charge.

6.5 Taxes. Fees do not include taxes. You are responsible for any sales, use or similar taxes, other than taxes on our income.

7. Privacy and cookies

Our Privacy Policy explains how we collect, use and share personal information, and our Cookie Notice explains the cookies and similar technologies we use. Both are part of these Terms. If these Terms and the Privacy Policy conflict on how personal information is handled, the Privacy Policy controls.

8. Third-party services

The Services link to or work with services we do not control, such as Clerky, Stripe, Google Drive, DocuSeal, Calendly and the platforms you use for your cap table or banking ("Third-Party Services"). Your use of a Third-Party Service is governed by its own terms and privacy practices. We are not responsible for Third-Party Services, including their availability, the accuracy of what they produce, or the filings they make.

9. Indemnification

You agree to defend, indemnify and hold harmless BVJ and its personnel and agents from any third-party claims, and the reasonable costs and attorneys' fees they cause, arising out of (i) Customer Content, including a claim that you did not have the right to upload it, (ii) your use of the Services in violation of these Terms, or (iii) your violation of law. We will notify you promptly of any claim we become aware of, and you may not settle a claim without our written consent.

10. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT PERMITTED BY LAW, BVJ AND ITS SUPPLIERS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE OR SECURE, OR THAT ANY INFORMATION, CALCULATION, EXTRACTION OR ANSWER THEY PROVIDE IS ACCURATE OR COMPLETE. WHERE APPLICABLE LAW REQUIRES A WARRANTY, IT IS LIMITED TO 90 DAYS FROM YOUR FIRST USE. NOTHING IN THIS SECTION LIMITS OUR OBLIGATION TO PERFORM A PURCHASED PACKAGE WITH REASONABLE CARE AND SKILL.

11. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW: (A) BVJ AND ITS SUPPLIERS WILL NOT BE LIABLE FOR ANY LOST PROFITS, LOST DATA, COSTS OF SUBSTITUTE SERVICES, OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICES; AND (B) OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING UNDER OR RELATED TO THESE TERMS OR THE SERVICES IS LIMITED TO THE GREATER OF (i) $100 AND (ii) THE AMOUNTS YOU PAID TO BVJ UNDER THESE TERMS IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. THE EXISTENCE OF MULTIPLE CLAIMS DOES NOT INCREASE THIS LIMIT. THESE LIMITS DO NOT APPLY TO LIABILITY THAT CANNOT BE LIMITED UNDER APPLICABLE LAW, INCLUDING LIABILITY FOR FRAUD OR WILLFUL MISCONDUCT.

12. Term and termination

These Terms apply while you use the Services. We may suspend or terminate your access, including your account, if you violate these Terms, if your use creates a security or legal risk, or if we discontinue the Services, and we will tell you why unless the law or a security concern prevents it. Except where termination results from your violation, we will give you an opportunity to export your Customer Content and will refund fees paid for any period of Portal access not yet provided. Sections 2, 4.2 through 4.5, 5, 6.3, and 8 through 14 survive termination.

13. State-specific notices

13.1 California. Under California Civil Code Section 1789.3, California users are entitled to the following notice: the provider of the Services is BVJ Consulting, 2 Embarcadero Center, San Francisco, California 94111. To file a complaint regarding the Services, or to receive further information about their use, write to that address or to benjamin@bvjconsulting.com. You may also contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs, at 1625 N. Market Blvd., Suite N112, Sacramento, California 95834, or by phone at (800) 952-5210.

13.2 Privacy rights. Residents of California and other U.S. states, and individuals in Europe, may have rights over their personal information. Our Privacy Policy explains them and how to exercise them.

14. General

14.1 Changes to these Terms. We may update these Terms from time to time. We will post the updated version with a new version number and date. If a change is material, we will notify you by email or in the Portal before it takes effect, and we may ask you to accept the updated Terms to keep using the Portal. Changes do not apply retroactively to disputes that arose before they took effect.

14.2 Governing law and venue. These Terms and any dispute arising out of or related to them or the Services are governed by the laws of the State of California, without regard to its conflict-of-law principles. You and BVJ consent to the exclusive jurisdiction and venue of the state and federal courts located in the City and County of San Francisco, California, except that either party may bring an individual action in small claims court for claims within its jurisdictional limits, and either party may seek injunctive relief in any competent court to protect its intellectual property or confidential information.

14.3 Export. You agree not to export, re-export or transfer anything obtained through the Services in violation of U.S. export control laws or other applicable regulations.

14.4 Electronic communications. You consent to receive communications from us electronically, by email or through the Portal. These communications satisfy any legal requirement that they be in writing.

14.5 Accessibility. We aim to make the Services accessible to everyone and work toward the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA. If you have difficulty using any part of the Services, please write to benjamin@bvjconsulting.com and we will make reasonable efforts to help.

14.6 Entire agreement. These Terms, together with the Privacy Policy, the Cookie Notice and any signed agreement described in Section 1.1, are the entire agreement between you and BVJ about the Services. If any provision is found unenforceable, it will be modified to the minimum extent necessary and the rest will remain in effect. Our failure to enforce a provision is not a waiver. "Including" means "including without limitation." You may not assign these Terms without our written consent; we may assign them to a successor to our business, with notice to you.

14.8 Contact. BVJ Consulting, 2 Embarcadero Center, San Francisco, California 94111. Email: benjamin@bvjconsulting.com.

These Terms are adapted from a template prepared and made publicly available by General Legal, PC ("General Legal"). General Legal has not reviewed, and takes no position on, these Terms or any modification made to its template, and its template does not create an attorney-client relationship with General Legal.